HSVR Law Offices advises banks, financial institutions, NBFCs, bondholders, private credit funds, private equity investors, and borrowers on a wide array of banking and project finance transactions. Our team understands the commercial drivers behind financing structures and the regulatory architecture within which they operate in India.

We assist in structuring and documenting term loans, working capital facilities, project finance, acquisition finance, structured and mezzanine financing, external commercial borrowings, and syndicated facilities. Our work covers both secured and unsecured lending, domestic and cross‑border facilities, and transactions involving multiple tranches and inter‑creditor arrangements.

In project finance, we advise on financing of infrastructure and energy projects across sectors such as roads, ports, power, renewables, urban infrastructure, and industrial facilities. We work on security creation over land, plant and machinery, receivables, shares, and other assets; sponsor support arrangements; escrow mechanisms; and step‑in rights and substitution arrangements. Our drafting aims to clearly allocate risk among lenders, sponsors, contractors, and offtakers.

Our team also handles debt restructurings and refinancings, including restructuring under RBI frameworks, one‑time settlements, inter‑creditor agreements, and negotiation of revised repayment terms. We advise on enforcement strategies, security realisation, and coordination with insolvency proceedings under the Insolvency and Bankruptcy Code where required.

Regulatory compliance is an integral part of our banking and finance work. We counsel clients on FEMA and RBI regulations, external commercial borrowing norms, priority sector and exposure limits, KYC and anti‑money laundering requirements, and sector‑specific lending guidelines. We also support banks and NBFCs on internal policy frameworks, documentation suites, and standardisation of security and facility documentation.

When disputes arise in relation to financing arrangements, HSVR Law Offices works closely with its dispute‑resolution and insolvency teams. We represent lenders and borrowers before DRTs, commercial courts, NCLT, and other forums on enforcement of security, recovery actions, and challenges to regulatory or contractual actions. By bringing together transaction and dispute experience, we can anticipate issues at the drafting stage and handle them effectively if litigation becomes unavoidable.

Our objective is to support efficient capital deployment, risk management, and regulatory comfort for all stakeholders in a transaction. Whether acting for lenders or borrowers, we focus on clear documentation, workable covenants, and practical solutions that support long‑term banking relationships.

At H & P Law offices, we have assembled a talented team of highly-related specialists with in-depth expertise in all aspects of Project Finance. Our lawyers understand the commercial drivers and the risks involved in projects ranging from cross-border oil and gas pipelines and refineries, to steel plants and toll roads. This enables us to advise and act for the entire range of stakeholders in a project, from project sponsors and EPC providers to those arranging or providing finance.  We have worked on projects throughout the entire Asia-Pacific, from India and Singapore to Australia. And further afield, our portfolio includes projects in UAE, Amsterdam, Poland, Ghana and Nigeria.

Our team is experienced in advising on various project contracts like concession agreements, input supply contracts such as coal/gas supply agreements, Offtake agreements such as power purchase agreements and EPC Contracts.