The Financial Services and Insolvency practice at HSVR Law Offices operates at the intersection of banking, restructuring, and litigation. We act for creditors (including banks, NBFCs, funds, and bondholders), corporate debtors, resolution professionals, and bidders in matters under the Insolvency and Bankruptcy Code (IBC) and related frameworks.

We advise financial institutions and corporates on early warning indicators of distress, standstill and restructuring arrangements, inter‑creditor agreements, and pre‑IBC recovery strategies. Our team helps clients evaluate restructuring options, negotiate revised terms, and implement solutions that balance recovery with preservation of enterprise value.

Under the IBC, we represent creditors and debtors in initiating and defending corporate insolvency resolution processes before NCLT and NCLAT. We assist in drafting and responding to petitions, collaborating with resolution professionals, verifying and admitting claims, and participating in committee of creditors proceedings. For resolution applicants, we help structure, draft, and implement resolution plans.

Our work includes advising on avoidance transactions, personal guarantor proceedings, and litigation arising from classification of accounts and enforcement of security. We coordinate strategies that may involve parallel recovery actions before DRTs, SARFAESI enforcement, and negotiated settlements.

For financial‑services entities, we also provide broader regulatory advisory on RBI, SEBI, and sectoral regulations impacting lending, investments, and capital adequacy. Our transactional and disputes teams collaborate to offer integrated solutions where financing, enforcement, and restructuring are closely intertwined.

By focusing on speed, clarity, and commercial outcomes, HSVR Law Offices supports stakeholders in navigating distress situations and extracting value from stressed assets in a legally robust manner.